Terms & Conditions

Welcome to the Refunds Consultants Organization website (http://www.refundconsultants.org). These Terms and Conditions (“Terms”) govern your access to and use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our website.

These Terms should be read in conjunction with our Privacy Policy, which outlines how we collect, use, and protect your personal information.

1. USE OF THE WEBSITE: Refunds Consultants Organization operates this website to provide information regarding unclaimed funds recovery services and to facilitate communication with potential clients.

• You agree to use the website only for lawful purposes and in accordance with these Terms.
• You agree not to use the website in any way that violates any applicable federal, state, local, or international law or regulation.
• You agree not to engage in any unauthorized use of automated systems, including robots, spiders, or data scraping tools, to access, interact with, or extract data from our website.
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2. COMMUNICATIONS AND CRM PROCESSING: Our website utilizes webforms to collect basic contact and claim information. By submitting your information through these forms, you acknowledge and agree that:

• The information you provide is accurate, current, and complete.
• Your submitted data will be collected, stored, and processed using our third-party Customer Relationship Management (CRM) systems and communication infrastructure to facilitate claim reviews and customer service.
• We may contact you via email, phone, or mail based on the contact details you provide to discuss potential claims and our services.

3. INTELLECTUAL PROPERTY RIGHTS: The website and its entire contents, features, and functionality (including but not limited to all text, displays, images, video, and audio, and the design and arrangement thereof) are owned by Refunds Consultants Organization, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any of the material on our website without our prior written consent.

4. THIRD-PARTY LINKS AND SERVICES: Our website may contain links to third-party websites or services that are not owned or controlled by Refunds Consultants Organization. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that Refunds Consultants Organization shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such third-party content, goods, or services.

5. DISCLAIMER OF WARRANTIES: Your use of the website is at your own risk. The website is provided on an "AS IS" and "AS AVAILABLE" basis, without any warranties of any kind, either express or implied. Refunds Consultants Organization disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

6. LIMITATION OF LIABILITY: To the fullest extent permitted by law, in no event will Refunds Consultants Organization, its affiliates, directors, employees, or agents be liable for any indirect, consequential, incidental, special, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the website;
• Any conduct or content of any third party on the website;
• Any content obtained from the website; or
  
• Unauthorized access, use, or alteration of your transmissions or content.
  

7. GOVERNING LAW AND JURISDICTION: These Terms shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or related to these Terms or the website shall be instituted exclusively in the federal or state courts located in Ohio.

8. CHANGES TO THESE TERMS: We reserve the right, at our sole discretion, to modify or replace these Terms at any time. All changes are effective immediately when we post them. Your continued use of the website following the posting of revised Terms means that you accept and agree to the changes. We encourage you to review this page periodically.

9. CONTACT INFORMATION: If you have any questions or concerns about these Terms and Conditions, please contact us at:

Refunds Consultants Organization: Email: info@refundconsultants.org Website: http://www.refundconsultants.org